Gareth Morgan Investments Gareth Morgan KiwiSaver Morgan Charity Infometrics WorldByBike
RETIREMENT CALCULATOR
I am years old.
I make $ a year.

Welcome to Gareth Morgan Investments
We are a boutique investment management firm caring for individual client portfolios. Wealth protection and enhancement are our priorities. If you'd like to find out more, please select one of the following links:
Our Performance
The normal caveat is that past performance is no indicator of what happens next. We subscribe to that view.

Our Performance versus Market over the last 18 years Our past performance is provided on the links below for those who like to know it anyway. We believe that we've beaten benchmarks consistently due to our diligence in keeping costs down and ensuring our portfolios are tax-efficient. We are constantly challenging our providers and ourselves to cut costs.


GMI Articles
The Big Game III – Product churn, zombie funds and the renewal cycle
13 November 2006
Gareth Morgan continues his investigation of investment rorts. Why do life insurance companies have so many savings products and unit trusts in the market, most of them without much money? Why do they always seem to be closing funds to new money and then some years later wind them up? Didn't you know that for many fund management companies the deliberate obsolescence of a fund is what they plan for? The game is to shift as much of your savings into fund reserves as they can, shut the fund down and then keep the reserves for themselves. Charming ethics.
More
Big Game Part VI : Insurance rip-offs could undermine confidence in the finance sector
6 December 2006
Gareth Morgan concludes his investigation into savings and life insurance industry rorts by advocating 3 steps to to bring an end the securities malfeasance and at the same time help the thousands of savers who have thrown their money into this awful industry, get at least some of their property back.
More
Double-dipping, gouging and low returns
5 November 2004
In the second of three articles on the savings and investment industry, economist and investment portfolio manager Dr Gareth Morgan examines why investment product providers have been able to get away with charging fees so high that they render the returns to mum and dad investors woefully lower than returns they can enjoy from other investment options.
More
The Big Game II
7 November 2006
Gareth Morgan continues his investigation of investment rorts. Creation and then manipulation of reserves is a favourite device that funds deploy to get your money. Once your money is set aside in reserves its ownership becomes moot. One thing's for sure you no longer have an unchallenged claim on it so don't expect it back. This article describes the devices the Funds use to move your savings into its reserves.
More
Beware the fox in the henhouse
5 November 2004
In the third of his series on the poor deal investors get from the products and services of the New Zealand financial industry, economist and investment portfolio manager Dr Gareth Morgan illustrates how long this market has been dysfunctional and looks at policy responses required to fix it.
More
The Big Game I - How the savings industry takes your money and keeps it
3 November 2006
How the savings industry takes your money and keeps it, Gareth Morgan investigates, in the first of a six-part series. The methods popular amongst the long term "savings" products peddled by life insurers include bundling savings and insurance together so their actuaries can apply actuarial "discretions" in an unfettered manner to separate you from your money. Another trick is to make you just another unsecured creditor on the fund that has your money in it. Finding yourself at the back of the line when it comes to claiming your savings back, is a gut-wrenching experience for most.
More
Missive August 2008
7 August 2008
Missive inside! Click away!More
Missive July 2008
7 July 2008
Missive inside! Click away!More